Ajay Kamath
My name is Ajay Kamath K, and I am from Kerala. I am working in Kasaragod co-operative town bank ltd. no 970 my date of joining is 12 Feb 2009.
I want to take a long leave for the purpose of joining other company as I am a software developer and am not interested in cooperative banks. I believe co-operative banks are only for political work as they do not much education and yet they boasts of being an efficient Management.
I am fed up.I want to join Software Company of my cousin. Is there any provision for the same?
I C Naik
Leave is part of contract of employment and it’s a privilege not a right, so the employer can deny the leave depending on the exigency of work of the employer. Best thing is to quit without wasting time. If unutilized leaves are there the rules providing for, some cash can be expected.
Payal Rai
My name is Payal Rai. My father took 87000 INR from Sahakari Awas Nirman Vitt Nigam, Uttar Pradesh Cooperative Housing Federation Ltd 1989/90. We deposited 100000 INR till the 2000.
Now my father is no more and he did not share his transaction with us. Suddenly we got auction notice from the society.
Luckily we have got receipt of deposit amount from our father side.
Sir, please suggest us how should we proceed in the matter as we have not enough experience.
I C Naik
There has to be a demand notice from lender giving full details of amounts payable. The auction cannot be conducted without a court decree. So write to Sahakari Awas Nirman evm vitt nigam requesting for exact amount payable and how it was arrived at.
I do not think you need to worry too much about it. In the end rightfully due amount will have to be paid and I am sure it is not going to cost a fortune.
You can ask for moratorium and restructuring of payment schedule and even partial / full waiver of interest content. So handle it without getting panicky.