Ritu Sachdeva
I am from Telangana, Hyderabad.
I invested in an apartment complex floated by a cooperative society. Now, all but one block are constructed. However, the construction of the last block, which is where my flat is, is stalled due to lack of funds, and apparent bungling of finances by the society management. We see no hope of construction getting completed. The management is allowing possession of completed flats by other members, even while the EWS wing is also not complete.
We do not know how they got the occupancy certificate! Our EMIs are however going and we have paid up between 95 to 100% of the costs. What are our legal options? Can we ask bank to freeze our EMIs till construction resumes?
I C Naik
Your Grievance is in the nature of deficiency in Service by the Cooperative Society to its members and you should get justice from a Consumer Forum
You can locate appropriate District fora having jurisdcition to hear your complaint under THE CONSUMER PROTECTION ACT, 1986
http://scdrc.ap.nic.in/html_work/ContactUs.pdf
It is not a complicated law. One can go to the following site and go through the provisions oneself.
http://www.ncdrc.nic.in/1_1.html
Best of Luck Ritu Sachdevaji!